As an Investec credit cardholder, you qualify for up to 90 days’ complimentary travel insurance for international journeys. To qualify for complimentary travel insurance, your card must be used at the point of sale or by using the online credit card facility. You do not qualify for complimentary travel insurance if you paid for your return travel ticket(s) with Electronic Funds Transfer, cash or by using another bank card.

You do not qualify for complimentary benefits when you enter South Africa on an inbound journey. However, you can buy the optional inbound benefit plan.

Complimentary travel insurance is available for travellers up to the age of 79 years inclusive.

When you buy more than one public transport carrier ticket, and the travellers are travelling on the same insured journey, the travellers will share the complimentary cover. When you buy a public transport carrier ticket for another Investec cardholder travelling with you, this cardholder will qualify for the full complimentary cover.

Complimentary travel insurance does not include cover for pre-existing medical conditions, inconvenience benefits such as loss or theft of baggage, cancellation, baggage and travel delay and hazardous activities. You have the option to supplement the complimentary cover available to you.

Please view the links below for more information on benefits available to you and the policy wording:

Individual & Business Complimentary Cover schedule of benefits

Individual & Business Complimentary Cover policy wording

As complimentary travel insurance does not include cover for pre-existing medical conditions, inconvenience benefits such as lo ss or theft of baggage, cancellation, baggage and travel delay and hazardous activities, you have the option to buy the Investec additional cover benefit plan.

The Investec additional cover benefit plan will supplement your complimentary cover by providing a wider range of benefits and cater for trips up to a maximum of 180 days. The optional additional benefit plan is available for travellers up to the age of 79 years inclusive.

The Investec additional cover benefit plan may not include certain hazardous activities. If you are unsure that your planned activity is covered, please contact the Bryte Customer Care Centre on 0860 22 44 88 or email at investectravel@brytesa.com to ensure that you have the appropriate cover in place before you travel.

Please view the links below for more information on benefits available to you, rates and the policy wording:

Individual & Business Optional Additional Cover schedule of benefits & rates

Individual & Business Optional Additional Cover policy wording

The complimentary cover excludes claims which arise from any pre-existing medical condition that you are aware of. A pre-existing medical condition includes any doctor’s consultation or medical advice, treatment, including prescription medication, you received from a medical practitioner for any chronic or recurring illness or injury during the year before the insurance under this policy started. The Investec additional cover benefit plan includes cover for pre-existing medical conditions.

If you are unsure that your pre-existing condition is covered, please contact the Bryte Customer Care Centre on 0860 22 44 88 or email at investectravel@brytesa.com to ensure that you have the appropriate cover in place before you travel.

This benefit plan is only available to travellers between the ages of 80 and 85 years inclusive. You will not receive complimentary insurance, however, if you use your Investec card to buy your return travel ticket(s), you qualify for the Investec Senior Plan.

Please view the links below for more information on benefits available to you, rates and the policy wording:

Investec Senior Cover (80 – 85 yrs) schedule of benefits & rates

Individual & Business Optional Additional Cover policy wording

This benefit plan is only available to travellers between the ages of 86 and 89 years inclusive. You will not receive complimentary insurance, however, if you use your Investec card to buy your return travel ticket(s), you qualify for the Investec Exclusive Senior Plan.

The maximum period of insurance is 31 days, and you are required to provide proof of your medical aid membership when requesting this benefit plan. Before purchasing the Exclusive Senior benefit plan, you are required to provide a medical clearance form completed by your local medical practitioner. All fields are mandatory, and the form needs to be signed by both the treating physician and the traveller.  Cover is subject to pre-approval by Bryte.

Please view the links below for more information on benefits available to you, rates and the policy wording:

Investec Exclusive Senior Cover (86 - 89 yrs) schedule of benefits & rates

Individual & Business Optional Additional Cover policy wording

When you, as a foreign national, travel from abroad to South Africa, we recommend that you buy travel insurance in your country of residence.

You do not qualify for complimentary benefits when you enter South Africa on an inbound journey. You can however buy the optional inbound benefit plan. The Inbound plan caters for trips up to a maximum of 180 days and is available for travellers up to the age of 79 years inclusive.

Please view the links below for more information on benefits available to you, rates and the policy wording:

Investec Inbound Cover schedule of benefits & rates

Individual & Business Optional Additional Cover policy wording

When you are travelling within the borders of South Africa, you do not qualify for complimentary benefits on a local journey. You can however buy the optional local benefit plan which caters for trips up to a maximum of 47 days and is available for travellers up to the age of 79 years inclusive.

Please view the links below for more information on benefits available to you, rates and the policy wording:

Investec Local Cover schedule of benefits & rates

Individual & Business Optional Additional Cover policy wording