Travel Customer Care Centre 0860 737 775 or travelcare@brytesa.com

Travel Customer Care Centre 0860 737 775 or travelcare@brytesa.com

Products

To find out more about our products, read through the information below.

 

This is a summary of what we have to offer, the full terms, conditions and exclusions of cover can be found in our policy wordings and is available on request.

 

If you are not sure which plan is the best option for you, please contact us for assistance.

The Premier plan is Bryte’s most comprehensive travel insurance solution and is available to travellers between the ages of 3 months and 69 years inclusive.

 

This plan includes cover for COVID-19, pre-existing medical conditions, participation in sports and hazardous activities and a host of inconvenience benefits such as cancellation or postponement, visa rejection or delay, baggage loss, theft and delay as well as travel delay.

 

Optional additional benefits include additional cancellation cover and cancellation for an unnamed reason *Specific terms, conditions and exclusions apply. 

 

To view the benefits and excesses included in the Premier plan, you can enter your details in the “Quote or buy” section. Alternatively, click here for the brochure

 

The Jet Set plan is an affordable travel insurance plan and is available to travellers between the ages of 3 months and 69 years inclusive.

 

This plan includes cover for COVID-19, participation in sports and hazardous activities and inconvenience benefits such as cancellation or postponement, visa rejection or delay, baggage loss, theft and delay as well as travel delay.

 

To view the benefits and excesses included in the Jet Set plan, you can enter your details in the “Quote or buy” section. Alternatively, click here for the brochure

Bryte’s Lite plan is designed to provide essential travel cover solutions at a cost-effective rate. The plan provides cover for travellers between the ages of 3 months and 69 years inclusive.

 

The Lite plan includes cover for COVID-19 and inconvenience benefits such as cancellation or postponement, baggage loss, theft and delay as well as travel delay.

 

To view the benefits and excesses included in the Lite plan, you can enter your details in the “Quote or buy” section. Alternatively, click here for the brochure

The Island Hopper plan provides cover when travelling to Mauritius, Maldives, Madagascar, Commores, Seychelles, Reunion, Rodriquez and Zanzibar. It comprises a 1 - 8 day travel plan with the option of extending the travel period beyond 8 days by purchasing cover at a daily rate. Travellers between the ages of 3 months and 69 years inclusive are covered under this plan.

 

This plan includes cover for COVID-19, pre-existing medical conditions, participation in sports and hazardous activities and a host of inconvenience benefits such as cancellation or postponement, baggage loss, theft and delay as well as travel delay.

 

To view the benefits and excesses included in the Island Hopper plan, you can enter your details in the “Quote or buy” section. Alternatively, click here for the brochure

This plan is aimed at groups of 10 people or more who are travelling together on an identical itinerary. Breakaway days are allowed. It offers affordable daily rates and is available to travellers between the ages of 3 months and 69 years inclusive.

 

The Group plan includes cover for COVID-19, pre-existing medical conditions, participation in sports and hazardous activities and inconvenience benefits such as cancellation or postponement, visa rejection or delay, baggage loss, theft and delay as well as travel delay.

 

To view the benefits and excesses included in the Group plan, click here.

If you purchased your return conveyance ticket with your credit card from one of the below banks, Bryte’s Top Up plan provides cover to supplement the free cover you have. The cover aligns with the banks’ credit card programme ages.

 

RMB, Clicks, Kulula, FNB (credit cards and Premium cheque cards) – travellers between the ages of 3 months and 70 years inclusive.

 

Capitec – travellers between the ages of 3 months and 75 years inclusive.

 

This plan includes cover for COVID-19, pre-existing medical conditions and inconvenience benefits such as cancellation, baggage loss or theft as well as travel delay.

 

To view the benefits and excesses included in the Top Up plan, click here.

 

*Bryte is the official underwriter for the credit card travel insurance programmes for Absa, Investec, Nedbank and Standard Bank.

The Business plan is specifically designed for the business traveller who does not engage in manual labour* duties while on their trip.  Cover is available for travellers between the ages of 16 years and 75 years inclusive.

 

You can however apply for cover for manual labour when you buy the Business plan.  For manual labour to be covered, you need to advise us when you purchase your travel insurance policy and additional premium will be charged.

 

The Business plan includes cover for COVID-19, pre-existing medical conditions, participation in sports and hazardous activities and a host of inconvenience benefits such as cancellation or postponement, visa rejection or delay, baggage loss, theft and delay as well as travel delay.

 

*Manual labour involves physical work including the use, installation, assembly, maintenance or repair of electrical, mechanical or non-mechanical, power tools and industrial machinery, equipment or tools. We exclude cover for construction work, work above 2 storeys or 3 meters, building sites, mines, any occupation involving heavy lifting.

 

To view the benefits and excesses included in the Business plan, you can enter your details in the “Quote or buy” section. Alternatively, click here for the brochure

Bryte’s Corporate plan is an annual policy providing cover to the company and authorised travellers. Associated leisure travel is included, provided it is does not exceed 50% of the business trip.

 

Cover is available to travellers up to the age of 84 years inclusive.  

 

Benefits include emergency medical expenses, including cover for COVID-19, substitute business colleague expenses, infectious and contagious disease test and quarantine cover, cancellation or postponement expenses, travel delay and more.

 

Optional benefits include cover for personal accident, baggage and political evacuation. 

 

For more information on the Annual Declaration plan, contact Bryte 

Bryte offers 3 plans that cater to senior travellers.

The Vintage plan is designed for travellers between the ages of 70 to 79 years inclusive.

 

This plan includes cover for COVID-19, infectious or contagious disease test and quarantine costs and inconvenience benefits such as cancellation or postponement, baggage loss, theft and delay as well as travel delay.

 

To view the benefits and excesses included in the Vintage plan, you can enter your details in the “Quote or buy” section. Alternatively, click here for the brochure

 

Bryte offers an optional additional benefit to travellers between the ages of 70 and 79 years inclusive to buy back the cardiac, cardiovascular, vascular or cerebrovascular exclusion that applies to all travellers from the age of 70 years old. This optional additional cover is available at additional premium. There are specific terms and conditions that apply to the cover, including the completion of a medical clearance form by your treating medical practitioner or cardiologist, proof of medical aid membership and requires pre-approval by Bryte.

The Golden Years plan is designed for travellers between the ages of 80 to 84 years inclusive.

 

The Golden Years plan includes cover for COVID-19, infectious or contagious disease test and quarantine costs and inconvenience benefits such as cancellation or postponement, baggage loss, theft and delay as well as travel delay.

 

To view the benefits and excesses included in the Golden Years plan, you can enter your details in the “Quote or buy”section. Alternatively, click here for the brochure

The Exclusive Senior plan is designed for travellers between the ages of 85 and 89 years inclusive – one of the highest age limits available. Cover is subject to the completion of a medical clearance form by your treating medical practitioner, a medical aid membership and pre-approval by Bryte

 

This plan provides cover for COVID-19, infectious or contagious disease test and quarantine costs and inconvenience benefits such as cancellation or postponement, baggage loss, theft and delay as well as travel delay.

 

To view the benefits and excesses included in the Exclusive Senior plan, you can enter your details in the “Quote or buy” section. Alternatively, click here for the brochure

The Youth plan is specifically designed for young travellers, studying or participating in holiday employment* while abroad and is available to travellers between the ages of 16 and 30 years inclusive.

 

If travelling as a full-time student, and studying at an accredited international institution, the policy will be deemed a multi-trip policy when an annual policy is purchased.

 

Manual labour is not automatically included in this policy. However, you can apply for manual labour cover when you buy the Youth plan.  For cover to be included you need to advise us when you purchase your travel insurance policy and additional premium will be charged.

 

The Youth plan includes cover for COVID-19, and inconvenience benefits such as cancellation, baggage theft and delay as well as insolvency of a travel supplier or travel wholesaler.

 

*Manual labour involves physical work including the use, installation, assembly, maintenance or repair of electrical, mechanical or non-mechanical, power tools and industrial machinery, equipment or tools. We exclude cover for construction work, work above 2 storeys or 3 meters, building sites, mines, any occupation involving heavy lifting.

 

To view the benefits and excesses included in the Youth plan, you can enter your details in the “Quote or buy” section. Alternatively, click here for the brochure

Inbound cover is available for foreign nationals travelling to South Africa and cover is restricted within the borders of South Africa. Cover may be extended to SADC countries upon request, provided that South Africa is the main destination. This plan is available to travellers between the ages of 3 months and 75 years inclusive.

 

This plan includes cover for emergency medical expenses including cover for COVID-19 and pre-existing medical conditions, infectious or contagious disease test and quarantine costs and cancellation.

To view the benefits and excesses included in the Inbound plan, you can enter your details in the “Quote or buy” section. Alternatively, click here for the brochure

Bryte is the official underwriter for the travel insurance programmes for Absa, American Express, Diners Club, Investec, Nedbank, SAA Voyager, Standard Bank and Woolworths.

As an Absa credit cardholder, you qualify for up to 90 days’ automatic basic travel insurance for international journeys when you buy your return travel ticket(s) with your Absa credit card. You do not qualify for automatic basic travel insurance if you paid for your return travel ticket(s) by EFT (Electronic Funds Transfer).

 

Automatic basic travel insurance is available to travellers between the ages of 3 months and 74 years inclusive when the insured journey begins and ends in South Africa.

 

The automatic basic benefits do not include cover for any pre-existing medical conditions, hazardous activities and adventure sports and may not include cover for inconvenience benefits such as loss or theft of baggage, cancellation, baggage and travel delay.

 

You have the option to supplement your automatic basic travel insurance from a range of three top up plans, which provides a more comprehensive range of benefits and caters for trips up to a maximum of 184 days.

 

To view the benefits and excesses included in the optional top up cover benefit plans, you can enter your details in the “Quote or buy” section.

 

The automatic basic insurance provides cover for travellers who are up to the age of 74 years inclusive. However, if you use your Absa credit card to buy your return travel ticket(s), and you are between the ages of 75 and 89 years inclusive, you qualify for the Absa credit card senior plans.

 

To view the benefits and excesses included in the senior plans, you can enter your details in the “Quote or buy” section.

As an American Express® credit, cheque and charge card member, you qualify for up to 30’ days basic travel insurance for both local and international journeys when you buy your return travel ticket(s) with your American Express® credit, cheque and charge card. You do not qualify for basic travel insurance if you paid for your return travel ticket(s) by EFT (Electronic Funds Transfer).

 

Basic travel insurance is available to travellers between the ages of 3 months and 74 years inclusive when the insured journey begins and ends in South Africa unless you are travelling on an inbound policy.

 

The basic cover does not include cover for any pre-existing medical conditions, hazardous activities and adventure sports and may not include cover for inconvenience benefits such as loss or theft of baggage, cancellation, baggage and travel delay.

 

You have the option to supplement your basic travel insurance from a range of three top up plans that excludes cover for pre-existing medical conditions, or three optional pre-existing medical condition top up plans. The optional top up plans provide a more comprehensive range of benefits and caters for trips up to a maximum of 180 days.

 

To view the benefits and excesses included in the optional top up cover benefit plans, you can enter your details in the “Quote or buy” section.

 

The basic insurance provides cover for travellers who are up to the age of 74 years inclusive. However, if you use your American Express® credit, cheque and charge card to buy your return travel ticket(s), and you are between the ages of 75 and 89 years inclusive, you qualify for the American Express® senior plans.

 

To view the benefits and excesses included in the senior plans, you can enter your details in the “Quote or buy” section. 

As a Diners Club SA cardholder, you qualify for up to 90 days’ automatic travel insurance for both local and international journeys when you buy your return travel ticket(s) with your Diners Club SA card. You do not qualify for automatic travel insurance if you paid for your return travel ticket(s) by EFT (Electronic Funds Transfer).

 

Automatic travel insurance is available to travellers between the ages of 3 months and 75 years inclusive when your insured journey begins and ends in South Africa unless you are travelling on an inbound policy.

 

Automatic travel insurance does not include cover for any pre-existing medical conditions, hazardous activities and adventure sports and may not include cover for inconvenience benefits such as loss or theft of baggage, cancellation, baggage and travel delay.

 

You have the option to supplement your automatic travel insurance from a range of three top up plans, which provides a more comprehensive range of benefits and caters for trips up to a maximum of 180 days.

 

To view the benefits and excesses included in the optional top up cover benefit plans, you can enter your details in the “Quote or buy” section.

The automatic travel insurance provides cover for travellers who are up to the age of 75 years inclusive. However, if you use your Diners Club SA card to buy your return travel ticket(s), and you are between the ages of 76 and 89 years inclusive, you qualify for the Diners Club senior plans.

 

To view the benefits and excesses included in the senior plans, you can enter your details in the “Quote or buy” section. 

As an Investec credit cardholder, you qualify for up to 90 days’ complimentary travel insurance for international journeys. To qualify for complimentary travel insurance, your card must be used at the point of sale or by using the online credit card facility. You do not qualify for complimentary travel insurance if you paid for your return travel ticket(s) with Electronic Funds Transfer, cash or by using another bank card.

 

You do not qualify for complimentary benefits when you enter South Africa on an inbound journey. However, you can buy the optional inbound benefit plan.

 

Complimentary travel insurance is available to travellers up to the age of 79 years inclusive when the insured journey begins and ends in South Africa.  

 

The complimentary travel insurance does not include cover for any pre-existing medical conditions, hazardous activities and adventure sports and may not include cover for inconvenience benefits such as loss or theft of baggage, cancellation, baggage and travel delay.

 

You have the option to supplement your complimentary cover with the Investec additional cover plan, which provides a more comprehensive range of benefits and caters for trips up to a maximum of 180 days.

 

To view the benefits and excesses included in the additional cover benefit plan, you can enter your details in the “Quote or buy” section.

The complimentary travel insurance provides cover for travellers who are up to the age of 79 years inclusive. However, if you use your Investec card to buy your return travel ticket(s), and you are between the ages of 80 and 89 years inclusive, you qualify for the Investec senior plans.

 

To view the benefits and excesses included in the senior plans, you can enter your details in the “Quote or buy” section..

 

As a Nedbank credit and cheque cardholder, you qualify for up to 30 days’ basic travel insurance for both local and international journeys when you buy your return travel ticket(s) with your Nedbank credit and cheque card. You do not qualify for basic travel insurance if you paid for your return travel ticket(s) by EFT (Electronic Funds Transfer).

 

Basic travel insurance is available to travellers between the ages of 3 months and 74 years inclusive when your insured journey begins and ends in South Africa unless you are travelling on an inbound policy.

 

The basic travel insurance does not include cover any pre-existing medical conditions, hazardous activities and adventure sports and may not include cover for inconvenience benefits such as loss or theft of baggage, cancellation, baggage and travel delay.

 

You have the option to supplement your basic travel insurance from a range of three top up plans or three optional pre-existing medical condition top up plans, which provides a more comprehensive range of benefits and caters for trips up to a maximum of 180 days.

 

To view the benefits and excesses included in the optional top up cover benefit plans, you can enter your details in the “Quote or buy” section. 

 

The basic insurance provides cover for travellers who are up to the age of 74 years inclusive. However, if you use your Nedbank credit and cheque card to buy your return travel ticket(s), and you are between the ages of 75 and 89 years inclusive, you qualify for the Nedbank senior plans.

 

To view the benefits and excesses included in the senior plans, you can enter your details in the “Quote or buy” section. 

As a SAA Voyager credit cardholder, you qualify for up to 30 days’ basic travel insurance for both local and international journeys when you buy your return travel ticket(s) with your SAA Voyager credit card. You do not qualify for basic travel insurance if you paid for your return travel ticket(s) by EFT (Electronic Funds Transfer).

 

Basic travel insurance is available to travellers between the ages of 3 months and 74 years inclusive when your insured journey begins and ends in South Africa unless you are travelling on an inbound policy.

 

The basic travel insurance does not include cover any pre-existing medical conditions, hazardous activities and adventure sports and may not include cover for inconvenience benefits such as loss or theft of baggage, cancellation, baggage and travel delay.

 

You have the option to supplement your basic travel insurance from a range of three top up plans that excludes cover for pre-existing medical conditions, or three optional pre-existing medical condition top up plans. The optional top up plans provide a more comprehensive range of benefits and caters for trips up to a maximum of 180 days.

 

To view the benefits and excesses included in the optional top up cover benefit plans, you can enter your details in the “Quote or buy” section. 

 

The basic insurance provides cover for travellers who are up to the age of 74 years inclusive. However, if you use your SAA Voyager credit card to buy your return travel ticket(s), and you are between the ages of 75 and 89 years inclusive, you qualify for the SAA Voyager senior plans.

 

To view the benefits and excesses included in the senior plans, you can enter your details in the “Quote or buy” section. 

As a Standard Bank credit, Visa, and cheque cardholder, you qualify for up to 90 days’ automatic travel insurance for both local and international journeys when you buy your return travel ticket(s) with your Standard Bank credit, Visa, and cheque card. You do not qualify for automatic travel insurance if you paid for your return travel ticket(s) by EFT (Electronic Funds Transfer).

 

Automatic travel insurance is available to travellers between the ages of 3 months and 75 years inclusive when your insured journey begins and ends in South Africa unless you are travelling on an inbound policy.

 

Automatic travel insurance does not include cover for any pre-existing medical conditions, hazardous activities and adventure sports and may not include cover for inconvenience benefits such as loss or theft of baggage, cancellation, baggage and travel delay.

 

You have the option to supplement your automatic travel insurance from a range of three top up plans, which provides a more comprehensive range of benefits and caters for trips up to a maximum of 180 days.

 

To view the benefits and excesses included in the optional top up cover benefit plans, you can enter your details in the “Quote or buy” section. 

 

The automatic travel insurance provides cover for travellers who are up to the age of 75 years inclusive. However, if you use your Standard Bank credit, Visa, and cheque card to buy your return travel ticket(s), and you are between the ages of 76 and 89 years inclusive, you qualify for the Standard Bank senior plans.

 

To view the benefits and excesses included in the senior plans, you can enter your details in the “Quote or buy” section.

As a Woolworths credit cardholder, you qualify for up to 90 days’ automatic basic travel insurance for international journeys when you buy your return travel ticket(s) with your Woolworths credit card. You do not qualify for automatic basic travel insurance if you paid for your return travel ticket(s) by EFT (Electronic Funds Transfer).

 

Automatic basic travel insurance is available to travellers between the ages of 3 months and 74 years inclusive when your insured journey begins and ends in South Africa.

 

The automatic basic travel insurance does not include cover for any pre-existing medical conditions, hazardous activities and adventure sports and may not include cover for inconvenience benefits such as loss or theft of baggage, cancellation, baggage and travel delay.

 

You have the option to supplement your automatic basic travel insurance from a range of two top up plans, which provides a more comprehensive range of benefits and caters for trips up to a maximum of 184 days.

 

To view the benefits and excesses included in the optional top up cover benefit plans, you can enter your details in the “Quote or buy” section.

 

The automatic basic insurance provides cover for travellers who are up to the age of 74 years inclusive. However, if you use your Woolworths credit card to buy your return travel ticket(s), and you are between the ages of 75 and 85 years inclusive, you qualify for the Woolworths credit card senior plan.

 

To view the benefits and excesses included in the senior plan, you can enter your details in the “Quote or buy” section.

loading